Despite sometime the dental insurance has been packed in one package with other health care insurance, there is still chance for people to buy dental insurance as a stand-alone product from insurance companies. To those who are interested to become a dental insurance salesperson, it is important to get a health insurance license and seeking appointment with dental insurance companies. Therefore, for those who are considering career to be a licensed agent who sell individual dental insurance.
Here are list of instructions that would be very helpful to those who consider career in selling dental insurance.
Instructions to sell dental insurance
- Visit state’s department of insurance website
The state’s department of insurance website is the best place to find information related to how to obtain a license to sell health insurance. On the website, you will find the requirements to be a licensed dental insurance agent that includes the licensing process and a listing of approved education classes and testing centers.
- Attend the classes and examinations
In order to manage obtaining the licensed, the future agent of health insurance is going to be required to attend the state’s required classes and examinations. One agent is only allowed to sell dental insurance in the state where he/she is licensed. Since there are many states have a reciprocal rule, there is also chance for you to sell dental insurance in many states by obtaining the non-resident license. It can be obtained by applying, sending proof of your license and paying a fee. However, those who want to obtain non-resident license must have obtained the home state’s license first.
- Seeking for appointment from companies offering dental insurance
One you have the license to sell dental insurance, you need to seek appointment from companies offering dental insurance. In order to be able to sell dental insurance from company, you need to obtain and sign a producer agreement. You can ask information about the appointment process by contacting the sales department of the insurers. You will be required to complete any necessary paperwork to get appointment as an individual producer.
- Sell dental insurance as individual broker or for a brokerage firm
By working either individual broker or for a firm, you will have chance to start making group dental sales. Brokerage would open your chance to get more clients either by your own or from the firm group clients who need your service for assistance or advice in purchasing dental and health insurance plans. The individual brokers may also sell individual dental policies.
-
Get other jobs from insurance company selling dental insurance
There is chance for you to sell dental insurance to employers directly or work with brokerages that have list of name of group clients. As a licensed person in dental insurance, the brokers may ask you for quotes, set up enrollment and facilitate contracts. Simply ask to split the commission of the sale when you are working with a brokerage.
References:
- Becoming Appointed with MetLife. metlife.com/brokers/working-with-metlife/becoming-appointed/index.html?WT.ac=GN_brokers_working-with-metlife_becoming-appointed. Accessed on May 10, 2012
- Before You Apply.portal.state.pa.us/portal/server.pt/community/pre-licensed_candidates/11391. Accessed on May 10, 2012
- Selling Dental Delta.deltadentalins.com/brokers/how-to-sell.html. Accessed on May 10, 2012
- Image: Insuranceadvicehq.com