The safeguard is one of the available choices when it comes to dental coverage. Today we are going to do a little review on the Safeguard dental insurance plan. Currently, the safeguard insurance is available for people and organizations in Florida, Texas, and California states. This is one of the most popular options for companies which are looking for a cheap organizational dental coverage. It is understandable, because the Safeguard Company is a part of the reputable MetLife financial company, so there’s an amount of assurance that it is not fraud.
The dental insurance is a big part of the insurance company. Although there are variety of insurance covered by Safeguard, the dental and vision insurance is the gem of the company. Therefore, it is obvious that the company is trying hard to please both vision and dental insurance customers.
There are several benefits of the Safeguard dental insurance plan. This includes:
- No waiting periods, so that you can immediately use the benefits right after the insurance is effective.
- Convenient payment methods that cut down your expenses in dental care procedures such as root canals, dentures, and fillings.
- Each covered person are provided with dental benefits with no deductibles.
- Fairly affordable dental coverage plan, and the premium won’t increase with age.
- No yearly dollar cap off amount
- No age limit
- Covering pre-existing condition
Safeguard Dental Insurance Plans
Types of Safeguard Dental Insurance Plan
There are two types of safeguard dental insurance plan, which include Classic and Premier Plan. Needless to say, the Premier plan offers more discount and coverage, but it comes with higher price compared to Classic plan. What about the price? The safeguard insurance will cost you around $39.95 for the single plan, $57.95 for one and dependent plan, and $79.95 for the family plan. These cost are paid monthly, with one time administration fee of $5.
Before you go and apply for the safeguard dental insurance plan, it is strongly recommended to see the list of the supported network, available from the Safeguard official website. The safeguard website is not the easiest to navigate, but it is comprehensive and there’s contact support available too. After seeing the list, you should select a general dentist from their directory. Of course, you and your dependents get to choose a different one if you want.
To see the complete list of dentists, you just have to go to safeguard.net, and from there you click the Dental & Vision Directories. After that, choose Visitor >> Dental HMO and your state. Select the plan you’re on from the scroll down menu. You will be able to search for a dentist based on zip code, county, city or even by name.
With the dental care plan, you are eligible to get two routine cleanings per year, X-Rays and fillings for free. The insurance is using a co-pay method instead of discount, which is great. Some of the co-pays include:
- $5 Extractions, Office Visit & Second Opinion
- $110 Deep Cleaning Per Quadrant
- $125 Bleaching Per Arch
- $245 Crowns + Lab
- $250 Veneers (for Perfect Looking Teeth)
- And over 346 Treatments Codes (Very Comprehensive)
The safeguard dental insurance plan review is varied based on the customers. Some are highly satisfied (the co-pays method saves a lot of money, while getting the equal treatment quality), while other are less satisfied (mainly because it only support three states and the site is a bit hard to navigate).
Image: dental5copay.com